diff --git a/src/features/swap/SwapForm.tsx b/src/features/swap/SwapForm.tsx
index 3da54fd..cde9e59 100644
--- a/src/features/swap/SwapForm.tsx
+++ b/src/features/swap/SwapForm.tsx
@@ -60,7 +60,7 @@ export function SwapFormCard() {
 }
 
 function SwapForm() {
-  const balances = useAppSelector((s) => s.account.balances)
+  const { balances, lastUpdated } = useAppSelector((s) => s.account)
   const { showSlippage } = useAppSelector((s) => s.swap)
 
   const dispatch = useAppDispatch()
@@ -68,7 +68,7 @@ function SwapForm() {
     dispatch(setFormValues(values))
     dispatch(setConfirmView(true)) // Switch to confirm view
   }
-  const validateForm = useFormValidator(balances)
+  const validateForm = useFormValidator(balances, lastUpdated)
   const storedFormValues = useAppSelector((s) => s.swap.formValues) // Get stored form values
   const initialFormValues = storedFormValues || initialValues // Use stored values if they exist
 
diff --git a/src/features/swap/useFormValidator.ts b/src/features/swap/useFormValidator.ts
index 410731f..4f26f1a 100644
--- a/src/features/swap/useFormValidator.ts
+++ b/src/features/swap/useFormValidator.ts
@@ -9,11 +9,12 @@ import { areAmountsNearlyEqual, parseAmount, toWei } from 'src/utils/amount'
 import { logger } from 'src/utils/logger'
 import { useChainId } from 'wagmi'
 
-export function useFormValidator(balances: AccountBalances) {
+export function useFormValidator(balances: AccountBalances, lastUpdated: number | null) {
   const chainId = useChainId()
   return useCallback(
     (values?: SwapFormValues): Promise<FormikErrors<SwapFormValues>> => {
       return (async () => {
+        if (!lastUpdated) return { fromTokenId: 'Balance still loading' }
         if (!values || !values.amount) return { amount: 'Amount Required' }
         const parsedAmount = parseAmount(values.amount)
         if (!parsedAmount) return { amount: 'Amount is Invalid' }
@@ -33,7 +34,7 @@ export function useFormValidator(balances: AccountBalances) {
         return {}
       })
     },
-    [balances, chainId]
+    [balances, chainId, lastUpdated]
   )
 }