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Using Financial Historical Data to determine consumer's creditworthiness. At the end, we obtain a credit score for decision making. Machine learning algorithms were utilized to come up with the scores.

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VICTORIA-OKESIPE/FinML-Credit-Scoring

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Credit Scoring (== rating a consumer's creditworthiness)

Steps involved:

  • Importing Necessay Libraries
  • Importing Dataset
  • Data Quality Check (done through inspection, checking duplicates, cleaning)
  • Exploratory Data Analysis

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Using Financial Historical Data to determine consumer's creditworthiness. At the end, we obtain a credit score for decision making. Machine learning algorithms were utilized to come up with the scores.

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