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Using Financial Historical Data to determine consumer's creditworthiness. At the end, we obtain a credit score for decision making. Machine learning algorithms were utilized to come up with the scores.
Credit Scoring (== rating a consumer's creditworthiness)
Steps involved:
Importing Necessay Libraries
Importing Dataset
Data Quality Check (done through inspection, checking duplicates, cleaning)
Exploratory Data Analysis
About
Using Financial Historical Data to determine consumer's creditworthiness. At the end, we obtain a credit score for decision making. Machine learning algorithms were utilized to come up with the scores.